Take The Next Step
This is the Next Step in your life
You’ve done the research, you’re tired of waiting, and you’re ready to move forward with this process. The next step is to meet with a bankruptcy law professional to learn your rights and options for moving forward with your life. If you’re ready, click the ‘call us’ button now and put the process safely in our hands today.
We’re here to answer your questions and make sure we find a process that’s the right fit for you and your family.
We know what this is like
You barely remember when life was good, when you first moved into the new home or bought the new car…
You toss and turn trying to get some sleep – hoping that if you can just get to sleep you’ll realize things are back to the way they were and you won’t have to deal with the debts…
This is a disaster. Nothing is happening the way it should.
What’s worse is that it seems like your life is all of a sudden going to be entirely outside of your control. When the sink leaks, you call a plumber, because he knows more than you do about fixing sinks. You call, he fixes, you’re done. You’re in command and you call the shots.
This is no sink repair. You know that you need to talk to a lawyer for the same reason you need a plumber, but this isn’t a leaky faucet, this is your life, your family, your house, your retirement, your future. And you feel powerless, because you don’t know where the leaks are.
- This is stressing every time the phone rings because it might be a bill collector…
- This is wondering if your car will be there in the morning or it has been repossessed…
- This is the conversation you have to have with your parents and friends where you tell them you’re moving because you lost the house to foreclosure.
These things can’t just be fixed like a leaky faucet, because nobody knows about your life like you do. But how do you move forward when the whole system is so complicated?
Why can’t I get any answers?
Lawyers are scary. Not fangs and a cape scary, they’re scary because the law is scary, and they seem to make everything too opaque with legal terms and negotiations. Plus, they all seem to know each other – How do you know they’re not just making deals as favors to their friends?
Bankruptcy seems like some black box where your whole life goes in one side and a sterile piece of paper comes out the other. Your life is now a just a “case”, your home is an “asset”, and your life is reduced to numbers on a “means test”.
The lawyers know what goes on inside the box, but they don’t seem very keen on sharing that information with you. It’s like the whole system works by keeping you in the dark, even though you have the most at stake.
How will I survive this?
How are you going to afford this? Neither car is paid off and you’re expected to come up with who knows how much money to pay some lawyer.
How long will this go on? Are you going to have to pay every time you want to have a phone call about your own life?
There’s got to be a better way
We’ve been different from the beginning, almost two decades ago. Since day one, we have been committed to putting the information you need to make the best decisions in your hands. We started with simple mailed reports. As technology has changed and improved, we have changed and grown too.
Now we have a website with pagers devoted to answering every question you could ever have about foreclosure, bankruptcy and debt relief. We offer e-books to download and read in the comfort of your own home. And we will continue to change and adapt to give your MORE information.
These differences have made other lawyers unhappy, but that’s okay, because we don’t help lawyers, we help you.
The first step is protecting yourself
You never expected to have to deal with a bankruptcy lawyer. Nobody does. Everything seems like a big mystery and your life feels like it’s in free-fall.
Your first step is to talk to us. We’ll set up a confidential meeting where we can talk about what happens next. We’ll discuss your situation, your family, and the things that matter most to you. Your meeting will result in an action plan plus an understanding of your rights and options.
You’ll come in confused and with lots of questions, but you’ll leave with a game plan and a clear idea of how to move forward with your life. Bankruptcy is scary and can make you feel like your life is falling apart. We’re here to take you through the process with safety and security.
You will never feel ready, but you should feel informed.
If you’re on this page, it’s time to get ready. Starting the bankruptcy process without knowing your rights and options can easily lead to disaster. Your right to keep your home and car can be lost if you don’t know what you’re doing.
Even if you’re still on the fence about bankruptcy itself, it’s a good idea to know what’s involved.
Maybe you’ll find a way out of debt or stop your foreclosure on your own – that’s great. But getting clear answers now, before you are under severe time pressure, will give you great peace of mind. Don’t lose control of your finances and risk your family and your future. It’s time to start.
This is intimidating. We understand.
We guide people just like you through the bankruptcy process every day. It’s all we do. No traffic tickets in the morning or wills in the afternoon, we’re exclusively dedicated to helping you through this unique process.
That’s why we say bankruptcy is different here: there are no secrets, no mysteries. We take anxiety and distrust out of the picture by giving you complete knowledge and control of the process. You’ll have the information and confidence to make the decisions you need to move on with your life.
If you find yourself hesitating to take action, read on for some perspectives we learned from people in your situation who were ambivalent about getting a lawyer involved. They were hesitant, and rightly so. We understand and we don’t take it personally. Keep reading for more of what they were thinking.
I don’t know where to start
It feels like life is out of control and nothing will ever be normal again. You have so much information and so many people giving you advice, you don’t’ know where to turn. If you were lost in the woods, you would look for a park ranger to guide you out to safety. When you are lost in debt and facing foreclosure, you need to find an expert guide you.
Your first step is to meet with a bankruptcy attorney to learn what’s at stake, learn how to protect yourself, and learn how to move forward to a place of safety.
I’m worried it’ll get ugly
You’re not happy about having a lawyer messing in your life. Hey, we’re lawyers and we don’t always like us.
But, waiting to call until it gets “really ugly” is a mistake.
You need answers before you enter this process. The last thing you need is to make decisions about your home, your car and your finances without knowing what you’re doing.
You can get the answers you need without handing over control of your life to someone you don’t yet trust.
Above all else, we’re here to protect you and your property. We’re here to make sure that you’re safe and able to move on with your life.